What happens after you hit submit
We keep this deliberately plain, because shopping for insurance is confusing enough.
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You fill out one short form
ZIP code, vehicle year/make/model, whether you are insured today, and how to reach you. We do not ask for your Social Security number, driver's license number, or payment information — no legitimate quote request needs those up front.
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Your request would be matched to providers
Once the form is live, coverage availability is state-by-state and driver-by-driver, so your ZIP code and vehicle determine which licensed providers can actually write a policy for you.
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Providers would follow up with you directly
Quotes would come from the insurance companies and licensed agents themselves — we do not issue quotes, set rates, or bind coverage. Some may need a couple of extra details, such as your driving history, before they can give you a firm number.
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You would compare and decide
Put the offers next to each other and compare limits, deductibles, and exclusions — not just the monthly premium. If nothing fits, you are free to walk away. There is no charge and no obligation either way.
What this service is — and is not
What we are set up to do
- Collect a quote request through one simple form
- Route it to licensed insurance providers and agents (not yet active)
- Publish plain-language information about shopping for coverage
What we do not do
- We are not an insurer, agency, or broker
- We do not set rates, underwrite, or bind coverage
- We do not charge consumers anything
- We do not decide who is approved or at what price
What it costs you
Nothing. Using this site and submitting a quote request is free. If and when referrals go live, where a provider we refer you to ends up doing business with you, we may be compensated by that provider. That would not change your price, and it is the same arrangement most comparison sites operate under. We mention it here so you know how the site is intended to pay for itself.
Common questions
How long does it take?
The form takes about a minute. It is not connected to providers yet; once it is, how quickly they respond would depend on the provider, your state, and the time of day.
Will submitting a request affect my credit?
Requesting a quote does not itself affect your credit score. Many insurers do use a credit-based insurance score as a rating factor where state law permits, which is typically a soft inquiry. Ask any provider directly about their process before you apply.
Do I have to buy anything?
No. A quote request is a request for information. You are under no obligation at any point.
How do I stop being contacted?
Reply STOP to any text message, use the unsubscribe link in any email, or tell a caller to put you on their do-not-call list. You can also reach us through our contact page.